Privacy Policy

1. Information We Collect

We may collect the following types of personal information:

  • Identification Data: Name, address, Social Security Number (SSN), Employer Identification Number (EIN), date of birth.

  • Financial Data: Income, bank account numbers, investment records, and related tax documents.

  • Employment Information: Employer names, wages, 1099s, and employment benefits.

  • Dependent Information: Names, birthdates, and SSNs of dependents.

  • Contact Information: Email address, phone number, and mailing address.

2. How We Collect Information

We collect information:

  • Directly from you when you complete tax forms, provide documents, or communicate with us.

  • From third parties such as employers, financial institutions, and government agencies (with your authorization).

  • Automatically through our website (cookies, log files, etc.) when you use online services.

3. How We Use Your Information

Your information is used to:

  • Prepare and file your federal and state tax returns.

  • Provide year-round customer support and tax consultation.

  • Comply with applicable laws and IRS regulations.

  • Communicate with you about your account, deadlines, and services.

  • Improve our services and internal operations.

4. How We Share Your Information

We do not sell or rent your personal information. We may share information only in the following cases:

  • With IRS and state tax authorities to file your returns.

  • With third-party service providers (e.g., e-filing platforms, IT providers) who support our operations and are bound by confidentiality.

  • With your consent, such as sharing with a mortgage lender or financial advisor.

  • As required by law, such as in response to a subpoena or court order.

5. Data Security

We implement administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. This includes:

  • Encrypted data storage and secure transmission protocols.

  • Limited employee access to personal data.

  • Regular data security training and audits.

6. Your Rights and Choices

You have the right to:

  • Access and review your personal information.

  • Request corrections to inaccurate or incomplete data.

  • Withdraw consent or limit certain uses (where legally permissible).

To exercise these rights, contact us at [Email] or [Phone Number].

7. Data Retention

We retain your records for at least the period required by IRS and applicable state tax authorities, generally a minimum of 3 to 7 years, unless you request deletion and we are not legally required to retain them longer.

8. Children’s Privacy

Our services are not directed to individuals under the age of 13. We do not knowingly collect personal data from children without verifiable parental consent.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with a new effective date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:

Address: 1884 86TH ST,2ND FL Brooklyn, NY 11214
Phone: 917-933-9333
Email: wc@wc-planning.com

隐私政策

1. 我们收集的信息

我们可能会收集以下类型的个人信息：

  • 身份信息：姓名、地址、社会安全号码（SSN）、雇主识别号码（EIN）、出生日期。

  • 财务信息：收入、银行账户号码、投资记录及相关税务文件。

  • 就业信息：雇主名称、工资、1099 表和就业福利。

  • 家属信息：家属的姓名、出生日期和社会安全号码（SSN）。

  • 联系方式：电子邮件地址、电话号码和邮寄地址。

2. 我们如何收集信息

我们通过以下方式收集信息：

  • 您直接提供的信息，例如填写税务表格、提交文件或与我们沟通时提供的信息。

  • 第三方提供的信息，例如您的雇主、金融机构和政府机构（需经您授权）。

  • 通过我们的网站自动收集的信息，例如使用线上服务时的 cookies 和日志文件等。

3. 我们如何使用您的信息

我们使用您的信息以便：

  • 准备并申报联邦和州的税务申报。

  • 提供全年客户支持和税务咨询服务。

  • 遵守适用的法律和国税局（IRS）规定。

  • 与您沟通您的账户信息、重要期限以及我们的服务内容。

  • 改进我们的服务与内部运营效率。

4. 我们如何分享您的信息

我们不会出售或出租您的个人信息。仅在以下情况下共享您的信息：

  • 向国税局和州税务机关提交您的报税资料。

  • 与支持我们运营的第三方服务提供商（例如电子报税平台、IT 提供商）共享，并确保他们履行保密义务。

  • 经您同意后与第三方共享，例如抵押贷款机构或财务顾问。

  • 按法律要求披露，例如响应传票或法院命令。

5. 数据安全

我们采取行政、技术及物理措施保护您的个人信息免遭未经授权的访问、使用或披露，包括：

  • 数据加密存储与安全传输协议。

  • 限制员工访问个人数据的权限。

  • 定期进行数据安全培训与审计。

6. 您的权利与选择

您有权：

  • 访问并查看您的个人信息。

  • 要求更正不准确或不完整的信息。

  • 撤回同意或限制某些用途（在法律允许的范围内）。

若要行使上述权利，请通过以下方式联系我们：contact@wc-planning.com 或 9179339333。

7. 数据保留

我们将根据国税局和适用的州税务机构要求，保留您的记录至少 3 至 7 年，除非您要求删除，并且我们没有法律义务继续保留。

8. 儿童隐私

我们的服务不面向13岁以下的未成年人。我们不会在没有可验证父母同意的情况下，主动收集儿童的个人信息。

9. 本政策的变更

我们可能会不定期更新本隐私政策。任何变更将发布在我们的网站上，并注明新的生效日期。我们建议您定期查看此政策以了解更新内容。

10. 联系我们

如果您对本隐私政策或我们的做法有任何疑问或担忧，请联系：

地址：1884 86街，2楼，布鲁克林，纽约州 11214
电话：917-933-9333
电子邮件：wc@wc-planning.com